Our Services
We search the market so you don’t have to
Whether you're buying or selling your home, looking to build or renovate, or wanting to maximise your retirement funds, we're dedicated to finding the right deal for you, providing support every step of the way.
Home Loans
At Palmary Loans, we’re here to help you find the perfect loan and make your dream home a reality. Lower your mortgage payments and save money with our refinancing options, designed to secure better rates and terms for you.
Looking to buy? We offer competitive rates and expert advice to make your home-buying process smooth and successful. For First Home Buyers we understand it can be overwhelming, but with us by your side, you'll have expert guidance and support every step of the way.
Expand your property portfolio with our investment loan options, designed to maximise your returns and secure your financial future.
Private Loans
We understand that everyone's financial situation is unique, which is why we offer specialised private loan services. Whether you need specialised financial solutions tailored to your specific needs or expert assistance to navigate financial difficulties, our team is here to support you every step of the way. Let us help you regain control and achieve your financial goals with confidence.
Construction
Looking to upgrade or expand your home or business? We specialise in financing private construction and renovation, helping you make the most of your property's equity. For NCCP or Non-coded projects, we offer more custom solutions, providing the financial support you need to succeed.
Equipment Loans
In need of new tools or machinery to equip your business? Or perhaps a new car or home appliances? We offer flexible loan solutions for both Personal use and Commercial use to provide you with the tools or equipment you need to set yourself up for success.
Personal Loans
We understand that every loan situation is unique. Our personal loan services are designed to meet your individual financial needs, offering flexible terms and competitive rates to help you achieve your goals, may they be going on a holiday, buying a new car, or help managing your debts.
Bridging Finance
Bridge financial gaps with our seamless bridging finance solutions. We can help provide the necessary funds during transitional periods, such as when you're buying a new home before selling your current one.
Self Managed Superfunds
Optimise your retirement investments with our self-managed superfund services. We can help you refinance or purchase properties within your superfund, ensuring your retirement funds are working hard for you.
Home Sale Lead Generation
Looking to sell your property? We understand how important it is to find the right real estate agent for a successful home sale. Our team specialises in lead generation, connecting you with the best agents to ensure you get the best value for your property.
Our Process
Navigating the loan process doesn't have to be complicated
Consultation
We begin with a thorough consultation to understand your financial goals and needs.
Pre-Approval
Get pre-approved for a loan to know your budget and strengthen your position as a buyer.
Loan Selection
Choose from a variety of loan options tailored to your situation. We’ll guide you through the pros and cons of each.
Application
Complete your loan application with our assistance to ensure accuracy and completeness.
Approval
Review and sign your closing documents. We make sure everything is in order for a smooth closing.
FAQs
Need some help finding the right financial solution for you? Check out our frequently asked questions for quick and helpful information on our services. If you can't find what you're looking for, get in touch with our team, we're here to help.
Using a mortgage broker gives you access to a wide range of loan products, expert guidance, and personalised service. Brokers navigate the complexities of the lending market, saving you time and effort by comparing different options and handling much of the paperwork. They can often negotiate better rates and terms than you might secure on your own, all at no cost to you. Working with a mortgage broker can help streamline the loan process and increase your chances of finding the best deal for your needs.
You'll typically need proof of income, tax returns, bank statements, and identification. We'll provide a detailed checklist during your consultation.
Yes, there are loan options available for individuals with lower credit scores. We'll work with you to find the best solution for your situation.
We're more than just your mortgage broker - we're your partner in achieving your financial goals.
Let us help you navigate the mortgage process with confidence and ease. Contact us today to get started!